{"id":59,"date":"2024-01-22T04:00:00","date_gmt":"2024-01-22T10:00:00","guid":{"rendered":"https:\/\/www.lmifs.com\/blog\/?p=59"},"modified":"2024-01-29T10:09:51","modified_gmt":"2024-01-29T16:09:51","slug":"what-happens-with-your-insurance-after-an-accident-you-didn-t-cause","status":"publish","type":"post","link":"https:\/\/www.lmifs.com\/blog\/what-happens-with-your-insurance-after-an-accident-you-didn-t-cause\/","title":{"rendered":"What Happens With Your Insurance After an Accident You Didn&#8217;t Cause?"},"content":{"rendered":"<p>L M Insurance &amp; Financial Services LLC is the kind of insurance company that Bronx, NY residents need to handle challenging and emotionally upsetting claims. For example, if you&rsquo;re in a car crash that you didn&rsquo;t cause, it can be hard to know what to do. Thankfully, there are ways to protect yourself.<\/p>\n<h2>New York is a No-Fault State<\/h2>\n<p>The concept of no-fault insurance might seem confusing at first, but it is actually quite simple. A mandatory no-fault state means that your coverage will protect you in a crash, no matter who&rsquo;s to blame. As a result, you don&rsquo;t have to rely on another person&rsquo;s coverage if you&rsquo;re not at fault.&nbsp;<\/p>\n<p>However, some people may want to avoid this route to minimize their claim amounts and to keep their policy-protected. As a result, it&rsquo;s critical to know that you can pursue compensation from the at-fault party, depending on your situation and your willingness to try various types of legal action.<\/p>\n<h3>Other Insurance Protection is Available<\/h3>\n<p>If you don&rsquo;t want to use your insurance to pay for a car crash you didn&rsquo;t cause, that&rsquo;s understandable. You&rsquo;ll have to make sure that the at-fault party is willing to help you with their policy. If they try to dispute this situation, you could potentially have a lawsuit on your hands that could take time to resolve.<\/p>\n<p>It&rsquo;s situations like this that no-fault insurance was designed to mitigate. By letting your policy cover your damages, it&rsquo;s possible to get help without having to turn into a sue-me-sue-you blues. That said, lawsuits are still an option if you don&rsquo;t want your policy to be affected by a claim.<\/p>\n<h3>Get Help Today!<\/h3>\n<p>With the help of our team at L M Insurance &amp; Financial Services LLC, you can get the help you need to get through a car crash. Our Bronx, NY team will provide the long-term support that you need and work directly with you to ensure you get the high-quality policy that makes sense for your coverage.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L M Insurance &amp; Financial Services LLC is the kind of insurance company that Bronx, NY residents need to handle challenging and emotionally upsetting claims. For example, if you&rsquo;re in a car crash that you didn&rsquo;t cause, it can be hard to know what to do. Thankfully, there are ways to protect yourself. New York [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[6,8],"class_list":["post-59","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-bronx-ny","tag-l-m-insurance-financial-services-llc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.lmifs.com\/blog\/wp-json\/wp\/v2\/posts\/59","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lmifs.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lmifs.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lmifs.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lmifs.com\/blog\/wp-json\/wp\/v2\/comments?post=59"}],"version-history":[{"count":1,"href":"https:\/\/www.lmifs.com\/blog\/wp-json\/wp\/v2\/posts\/59\/revisions"}],"predecessor-version":[{"id":60,"href":"https:\/\/www.lmifs.com\/blog\/wp-json\/wp\/v2\/posts\/59\/revisions\/60"}],"wp:attachment":[{"href":"https:\/\/www.lmifs.com\/blog\/wp-json\/wp\/v2\/media?parent=59"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lmifs.com\/blog\/wp-json\/wp\/v2\/categories?post=59"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lmifs.com\/blog\/wp-json\/wp\/v2\/tags?post=59"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}